Financial Institutions 2017-05-09T09:45:50+00:00

Bankers know customers will do business with the financial institutions that can deliver the products they need. Offering comprehensive banking products is becoming more and more essential. By offering credit card processing and payment services within your line of banking products, revenues are increased, deposits grow, and most of importantly, loyal relationships are built with your customers.

Partnering with Bank Transactions makes sense

Flexible Solutions
Many times finding a solution to a complex or unusual processing scenario is not readily available. Bank Transactions can offer the right processing solution for nearly any type of payment processing need. Your financial institution will be able to target markets other banks cannot. By leveraging the wide technical knowledge and resources of Bank Transactions, the merchant accounts you will be able to place include c-store/petroleum, multi-lane grocery and retail, and proprietary software applications for hotels, restaurants and e-commerce merchants.

Sub-Prime Merchant Accounts
If your Bank is currently processing credit cards, but has to turn down certain merchant accounts, Bank Transactions can help. Sub-prime customers can be placed with Bank Transactions, with no risk of liability to your financial institution.

Outsourced Sales and Service
By leveraging Bank Transactions sales force, your financial institution can increase its operating effectiveness and efficiency. Servicing merchants after the sale can be a cumbersome responsibility. Let Bank Transactions become your sales and service solution.

Risk Management
Bank Transactions offers both no liability and full liability merchant service programs to financial institution. Assessing the risk of merchant accounts can be difficult. Having the proper tools is essential. Bank Transactions offers both external and internal risk management software solutions. Your financial institution will be able to define parameters for fraud detection, perform automated merchant account monitoring, and detailed transaction monitoring.

Private Label Programs
If having continuity in your products and services is important to your merchant services operation, Bank Transactions can offer a private label solution for your financial institution. This includes branding of marketing materials and processing statements with your financials institutions name and logo.

Enhanced Reporting
Bank Transactions offers comprehensive web-based reporting and account management tools for your financial institution and for your banking customers. Transaction reports, statements, and online ordering can be performed via the online management tools.

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Bank Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • I Interviewed a Loan Broker and Then Found Out it Was an AI
    It’s the kind of person I’d probably share a beer with after a long day of brokering deals. They understood the business pretty well, spoke articulately, and had a good head on their shoulders. Problem was they said they couldn’t do any physical activities because they were in fact a computer program the whole time. […]
  • Weigh In: Should The New York Commercial Financing Disclosure Law Be Preempted by TILA?
    The CFPB issued a statement on Wednesday to announce that it does not believe that New York’s commercial financing disclosure law is preempted by the Truth in Lending Act (TILA). In a simple sense, the question of whether or not commercial finance companies can potentially disregard portions of New York’s commercial finance disclosure law on […]
  • Missouri Reintroduces its Commercial Financing Disclosure Bill
    In a preview of what’s to come in 2023, Missouri State Senator Justin Brown (R) has reintroduced a commercial financing disclosure bill. SB 187, which is significantly less stringent than the law about to go into effect in California, nonetheless would require brokers to be licensed in the state. “The act requires registration with the […]
  • Funding Companies Sue California Regulator Over Looming Disclosure Law
    The alarm bells sounded over California’s commercial financing disclosure law were more than rhetorical bluster. This past Friday, a trade association representing dozens of small business finance companies filed a lawsuit against the Commissioner of the California Department of Financial Protection and Innovation (DFPI) on the basis that the regulations scheduled to go into effect […]
  • Somehow, Blueacorn (who?) and Womply (who?) Became the Faces of Fintech in Congressional Investigative Report on PPP Fraud
    According to a newly published congressional committee investigative report, fintechs facilitated PPP fraud. How this happened is laid out in 130 pages of detail that seemingly puts the brunt of the blame on Blueacorn, a purported fintech that was paid $1 billion in SBA processing fees for its role in facilitating PPP loans. Of course […]