Merchants 2017-05-09T09:45:51+00:00

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. Bank Transactions serves the following industries:

  • Retail
  • Restaurant
  • C-store/ petroleum
  • Grocery stores
  • Hotels
  • E-Commerce
  • B2B

We are a single source payment processor.

Increasing Revenues

Beyond the benefits of direct Visa MasterCard pricing, when Bank Transactions is your payment processor, we incorporate financial and marketing tools with our payment processing services to dramatically increase your sales. Such services include Bank Transaction’s various retail financing programs, gift and stored value card programs, and corporate and fleet card processing services.

Customer Service

Bank Transactions makes your payment processing easy. Our customer service is second to none. There is 24 hour, 7 day a week customer support. Our statements are easy to read, clear and transparent. There is also real-time internet reporting available. In addition, there is always an assigned agent to your merchant account who will assist you with any need from start to finish.

High Speed Commerce

Fast transactions times and fast deposit times can make a difference in your business’s performance. Making sure your cash flow is uninterrupted is our commitment to you. Bank Transactions utilizes redundant, host capture networks for front end and back end credit card processing. This allows Bank Transactions to fund your merchant account within 24 hours. Additionally, Bank Transactions offers high speed internet communication and satellite communications for those businesses wishing to increase transaction times.

Protecting Against Fraud

Payment processing is not without risk. Card holders and check writers may charge back transactions or pass fraudulent checks. For telephone order, mail order, and e-commerce clients, Bank Transactions protects your business with address verification software programs, and smart internet gateways. Merchants accepting checks will have access to all the national banking databases and networks to protect against fraudulent check writers.

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Bank Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • Bitcoin Daily: UK Bank TSB Could Block 5M Customers From Buying Crypto Over Fraud Fears; Pitchbook: Investors Pour $17B Into Crypto Startups 2021 YTD
    Venture capital funds have gone in big on crypto, with Bloomberg writing that they've spent $17 billion this year already. Bloomberg notes that this amount is not only more than any other year — it's also more than any other year on record combined. Much of the glut came in May, when, in a […]
  • Malaysia's Used Car Site Carsome Eyes US SPAC, Traditional IPO
    Online used car platform Carsome has begun considering going public, a Bloomberg report says. The company, which is based in Kuala Lumpur, has begun considering a U.S. initial public offering (IPO). That would also make it the first Malaysian unicorn. The listing might also be a merger with a special purpose acquisition company (SPAC) or […]
  • EU Digital Chief Rejects Concern That Regulation Is Anti-US
    Margrethe Vestager, the EU’s head of digital and competition policy, doesn't think the EU's new policies are too targeted towards Americans, Financial Times (FT) writes. The Digital Markets Act (DMA) was the cause for concern. The White House recently said the EU wasn't interested in "engaging in good faith" with the U.S. about how tech […]
  • Accounting Software Provider Osome Raised $16 Million
    Osome, a Singapore-based producer of accounting software that describes its business as handling "all the routine tasks" for entrepreneurs, announced it raised $16 million in a Series A funding round. "The fresh amount of capital enables the 3-year-old super-app that digitizes accounting and compliance services for SMEs to expand globally and fuel its plan for […]
  • ECB Says Digital Euro Would Protect Privacy
    The European central banker in charge of the creation of a digital version of the euro said such a currency would both protect the privacy of consumers and shield member states in the monetary union from the loss of monetary sovereignty that comes with growing use of cryptocurrencies or digital currencies created by governments, Financial […]
  • President of Federal Reserve Bank of Minnesota Says That Dogecoin is a Ponzi Scheme
    A LinkedIn poll posted by the Chief Legal Officer of Coinbase that asked followers to weigh in on the pronunciation of Dogecoin, drew an unexpected response. Neel Kashkari, the president of the Federal Reserve Bank of Minnesota, replied that it was pronounced “pon-zi.” Kashkari, who spent 3 years at the US Treasury where he established […]
  • 8.4 Billion Passwords Breached: Are you sure the customer you’re emailing with is really your customer?
    Most financial companies consider their own security, ever-vigilant for attacks on their own systems, but data breaches taking place everywhere else still create new risks to deal with. What happens if those around you are severely compromised and nobody knows? Will LaSala, the Director of Security Solutions at OneSpan, saw a giant red blip on […]
  • Mexican Small Business Lender Buys a Bank, Eyes United States
    Change is happening south of the border. Online lenders and alternative funders are growing across Mexico much the same way as elsewhere. This week, Credijusto, an online small business lender based in Mexico City, acquired Banco Finterra, marking the first time that a fintech has acquired a bank in the country. According to Reuters, “Credijusto […]
  • Thrasio Acquires Yardline to Offer E-Commerce Funding
    Amazon merchant conglomerate Thrasio bought Yardline to incorporate e-commerce finance into the product offering. Thrasio has been active with Yardline since the firm’s initial backing of the company, and is now making Yardline a wholly owned subsidiary. Yardline Chief Revenue Officer Seth Broman said that historically, e-commerce has been risky with no barrier to entry […]
  • CC Splits Still Make Profits, Payments Knowledgeable Funders Benefit
    Back in its heyday, the MCA industry began as credit card factoring. The original product was simple- purchase future credit card receivables, and collect a percentage of them every day: easy peasy. Then, the industry broadened into ACH, funding businesses that did not have credit card purchases and credit card receivables became less common. But […]