Merchants 2017-05-09T09:45:51+00:00

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. Bank Transactions serves the following industries:

  • Retail
  • Restaurant
  • C-store/ petroleum
  • Grocery stores
  • Hotels
  • E-Commerce
  • B2B

We are a single source payment processor.

Increasing Revenues

Beyond the benefits of direct Visa MasterCard pricing, when Bank Transactions is your payment processor, we incorporate financial and marketing tools with our payment processing services to dramatically increase your sales. Such services include Bank Transaction’s various retail financing programs, gift and stored value card programs, and corporate and fleet card processing services.

Customer Service

Bank Transactions makes your payment processing easy. Our customer service is second to none. There is 24 hour, 7 day a week customer support. Our statements are easy to read, clear and transparent. There is also real-time internet reporting available. In addition, there is always an assigned agent to your merchant account who will assist you with any need from start to finish.

High Speed Commerce

Fast transactions times and fast deposit times can make a difference in your business’s performance. Making sure your cash flow is uninterrupted is our commitment to you. Bank Transactions utilizes redundant, host capture networks for front end and back end credit card processing. This allows Bank Transactions to fund your merchant account within 24 hours. Additionally, Bank Transactions offers high speed internet communication and satellite communications for those businesses wishing to increase transaction times.

Protecting Against Fraud

Payment processing is not without risk. Card holders and check writers may charge back transactions or pass fraudulent checks. For telephone order, mail order, and e-commerce clients, Bank Transactions protects your business with address verification software programs, and smart internet gateways. Merchants accepting checks will have access to all the national banking databases and networks to protect against fraudulent check writers.

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Bank Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • Banking On Push Payments For Banking
    In the latest installment of the “Kill The Checkâ€� Series, PYMNTS’ Karen Webster sat down with Ingo Money CEO Drew Edwards to delve into the opportunity banks have in helping corporate customers cut back on the time and expense of paper checks. Past interviews have focused on new ways to digitize the $22 trillion annual […]
  • Braintree Makes Concerts And Commerce Contextual
    Commerce interrupted is a terrible thing. Consumers miss out and merchants miss a sale. The familiar friction points – typing in 16-digit card numbers, especially when on a mobile device – is a pain point that the entire payments industry has been focused on now for many years. But that’s not the only friction that stands […]
  • Marqeta: Why Cards Will Disrupt Lending
    Neither a borrower nor a lender be, the saying goes. Although in a perfect world that might be the way to live life, we live in a world far from that. Instead, we have many would-be borrowers and like-to-be lenders hamstrung to deliver the services that put money into the hands of borrowers, build loyalty […]
  • NEW REPORT: Bank Of America Faces Biometrics
    Ever since Apple added a fingerprint scanner to the iPhone 5S in 2013, consumers have become increasingly used to interacting with biometric authentication technology. But now, less than five years later, can companies around the electronics and authentication spaces push consumers to adopt the next step in the evolution of biometrics: facial recognition? Biometric authentication […]
  • On-Demand Stuff-Storage And Space Reclamation In An Increasingly Urban World
    Tiny city apartments create big headaches for residents needing space to stash their stuff. For September’s Payments as a Service PYMNTS Trackerâ„¢, Closetbox CEO Marcus Mollmann reveals how his own moving and storage frustrations inspired him to launch an urban on-demand pickup and storage marketplace. How payments made that play possible, plus updates on more […]
  • How LendingTree and SnapCap Crossed Paths
    LendingTree in recent days revealed the acquisition of online platform for small business lending SnapCap’s non-lending assets in a $21 million deal, including $12 million upfront and $9 million in contingency payments. The deal gives online lending marketplace LendingTree more scale in the small business market ahead of what could shape up to be recovery […]
  • Bizfi Survives, Thanks to World Business Lenders Asset Purchase Deal
    The Bizfi marketplace is slated to live on, according to Stephen Sheinbaum who joined World Business Lenders (WBL) as a managing director in July. On Wednesday, WBL purchased several assets from Bizfi including the brand, the marketplace, the Next Level Funding renewal book, and other related pieces of the company, he says. Sheinbaum founded Bizfi […]
  • C-level Credit Exec Leaves Lending Club for Affirm
    Lending Club’s Chief Credit Officer and Interim General Manager, Sandeep Bhandari, has joined fintech lender Affirm, according to Affirm CEO Max Levchin. Levchin posted the following on LinkedIn: I am excited to announce and welcome Sandeep Bhandari to Affirm, Inc. as Chief Strategy and Risk Officer (CSRO). Sandeep joins us from Lending Club where he […]
  • What Will it Take to Grow OnDeck’s Stock Price?
    OnDeck closed at the exact same price on September 14th as it did on July 20th, $4.58. In between, OnDeck reported one of their best quarters ever (they released their 2nd quarter earnings on August 7th) and experienced a temporary boost to $5. Even then, the stock was 75% down from the IPO price and […]
  • CFPB’s Small Business Lending RFI is Now Closed
    The window to share your two cents on the CFPB’s quest to collect data on small business lending has closed. The extended deadline to respond to the RFI was September 14th. The agency received 2,668 comments, 650 of which you can read online. Most responses that deBanked reviewed asked the CFPB to exempt certain businesses […]