Merchants 2017-05-09T09:45:51+00:00

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. Bank Transactions serves the following industries:

  • Retail
  • Restaurant
  • C-store/ petroleum
  • Grocery stores
  • Hotels
  • E-Commerce
  • B2B

We are a single source payment processor.

Increasing Revenues

Beyond the benefits of direct Visa MasterCard pricing, when Bank Transactions is your payment processor, we incorporate financial and marketing tools with our payment processing services to dramatically increase your sales. Such services include Bank Transaction’s various retail financing programs, gift and stored value card programs, and corporate and fleet card processing services.

Customer Service

Bank Transactions makes your payment processing easy. Our customer service is second to none. There is 24 hour, 7 day a week customer support. Our statements are easy to read, clear and transparent. There is also real-time internet reporting available. In addition, there is always an assigned agent to your merchant account who will assist you with any need from start to finish.

High Speed Commerce

Fast transactions times and fast deposit times can make a difference in your business’s performance. Making sure your cash flow is uninterrupted is our commitment to you. Bank Transactions utilizes redundant, host capture networks for front end and back end credit card processing. This allows Bank Transactions to fund your merchant account within 24 hours. Additionally, Bank Transactions offers high speed internet communication and satellite communications for those businesses wishing to increase transaction times.

Protecting Against Fraud

Payment processing is not without risk. Card holders and check writers may charge back transactions or pass fraudulent checks. For telephone order, mail order, and e-commerce clients, Bank Transactions protects your business with address verification software programs, and smart internet gateways. Merchants accepting checks will have access to all the national banking databases and networks to protect against fraudulent check writers.

Bank Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Bank Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • What To Watch And Read This Weekend: Pandemic Edition
    Like everyone else, the PYMNTS staff is working from home and using the weekends to catch up on books, streaming and movies. Here’s a sample of some of the more relevant selections we recommend. What We’re Reading, Fiction: “The End of Octoberâ€� This novel from “The Looming Towerâ€� author Lawrence Wright is about a pandemic. While that […]
  • Zomato Sees COVID-19 Response Delivering Faster Profitability
    Indian food-delivery company Zomato weathered a decrease in revenue after COVID-19 hit — but at the same time saw an increase in profitability, founder and CEO Deepinder Goyal said in a blog post yesterday. The privately held company saw revenue for the fiscal year that ended March 31, 2020, increase to $394 million, up from […]
  • Coronavirus Refunds: 49ers Provide Reimbursement, Credit Options For Season Ticket Holders
    As the pandemic continues to disrupt everyday life the world over, consumers might want refunds on things they have already paid for but may not be able to use. Sports teams, for instance, are offering to provide reimbursements or credits for later use. The 49ers are allowing season ticket holders to credit their 2020 payments […]
  • This Week In Payments: Retail’s Digital Shift, Uber To Buy Postmates, The Digital Yuan Advances
    There was no shortage of news in payments and commerce this week, but perhaps the biggest news that didn’t make a headline was that this week marks the first full business week of a second half to what’s already been an incredible year. Jim Robinson, co-founder and partner at RRE Ventures, told Karen Webster during our […]
  • Google To Ban Ads For Spying
    Starting next month, Google will ban ads for products or services that secretly track people, the global technology company announced on Friday (July 10). “We constantly evaluate and update our ad policies to ensure we are protecting users,â€� Google said in a statement. “We routinely update our language with examples to help clarify what we […]
  • Layoffs At Ondeck
    OnDeck issued a round of layoffs this week, new former employees report. One said that the company had “made changes needed to navigate these unprecedented times.” The layoffs were announced on Wednesday and appear to span both the company’s New York and Denver offices. Ironically, when deBanked sent an email to OnDeck’s head of corporate […]
  • Companies On PPP List Claim to Have Received No PPP Money
    On Monday the SBA released a list of all the companies who received Paycheck Protection Program loans to the amount of $150,000 and over. Detailing company names, locations, industry, reported jobs supported, as well as the range of the loan received, the list highlights roughly 660,000 loans, or 15% of the total loans issued by […]
  • Discussion: The State of The Industry With Matthew Washington at PIRS Capital
    I recently connected with Matthew Washington, the Chief Revenue Officer of PIRS Capital to get his take on the state of the industry right now and whether or not there are opportunities in the market. Video below:
  • Funding Circle US Lays Off 120 Employees
    Funding Circle US laid off 120 employees yesterday, according to a post shared by Ryan Metcalf, Head of U.S. Regulatory Affairs and Social Impact. Reuters reported that the company will also centralize its technology development in the UK rather than have a separate US team going forward. The US operation had largely been focusing on […]
  • Breakout Capital Weathered The Storm And Came Out With Expanded Access to Credit
    Breakout Capital never stopped funding. That’s what CEO & President McLean Wilson recently shared with deBanked. The company not only weathered the storm but has come out with expanded access to credit totalling $20MM with Medalist Partners, one a current term loan facility and the other a new term loan facility with “attractive” forward flow […]